How do you find these opportunities?

Our AI reaches out to your customer base, asks about their current payment and vehicle satisfaction, and identifies people who could benefit from restructuring or upgrading.

When do I get the leads?

The moment a customer says 'I'm interested in lowering my payment,' we connect them to your F&I team to work out the numbers.

Yes. Our AI gathers information and qualifies interest—that's it. No specific offers, no exact terms. Your F&I team handles the regulated stuff.

What kind of money are we talking about?

Most dealers make an extra $800 per vehicle on these deals. Plus your customer satisfaction and retention rates go up.

Does the AI understand credit situations?

The AI asks qualifying questions about current financing but doesn't pull credit or make credit decisions. It identifies potential opportunities for your F&I team to evaluate.

What if someone's upside down in their loan?

That's often when payment optimization works best. The AI identifies these situations and your F&I team can explore restructuring options or newer vehicles with better terms.

Can this help with lease customers?

Absolutely. Lease customers approaching end-of-term are perfect for payment optimization conversations about what comes next.

How often does the AI reach out to the same customer?

We follow smart cadence rules - typically once per quarter unless they express interest. The AI respects 'not interested' responses and won't pester people.

Does this work for customers who bought elsewhere?

Yes! If you have a service customer list, the AI can reach out to people who didn't buy from you originally but are now in your database.

Can the AI book F&I appointments?

Yes. The AI can schedule appointments with your F&I manager, send confirmations and reminders, and even reschedule if needed.

QuickStart

Your fastest path to results - no setup, no complexity.

Payment Optimization Program

Lower Their Payment. Increase Your Profit. Seriously.

Customers with high interest rates or negative equity think they're stuck. But you can help them save money AND drive off in a new car. Win-win.

10K+

AI Agents Created

2M+

Conversations

16M+

Messages in 2025

Help Customers Save Money While You Generate New Sales

Payment Restructuring Opportunities

Our AI analyzes your customer base and reaches out with "What if we could lower your payment?" to identify money-saving opportunities.

$800 Average Increase Per Vehicle

Connect interested customers with your F&I team to close restructuring deals that benefit both parties financially.

Happy Customers & Stronger Retention

Build loyalty by solving customer problems and helping them save money while creating competitive advantage.

Frequently Asked Questions

How does the AI find upgrade opportunities?

Our AI agents engage customers to understand their current payment situation and vehicle satisfaction, identifying those who might benefit from restructuring their payments or upgrading to a new vehicle.

When do you transfer leads to our team?

Once a customer expresses interest in exploring their options, our AI immediately connects them with your F&I team to discuss specific numbers and complete the transaction.

How do you maintain compliance?

Our AI agents are programmed to stay within regulatory guidelines, focusing on gathering information and qualifying interest without making specific offers or discussing exact terms.

What results can we expect?

Dealers typically see an $800 average increase in per-vehicle gross profit, along with higher customer satisfaction scores and improved retention rates.

Help customers AND grow profit?

That's the definition of a win-win.

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